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Are you tired of financial advisors who disappear after you sign the contract?

Independent consulting on a fee basis—for you. Not for the commission.

Du hast genug von Finanzberatern, die nach der Unterschrift abtauchen?

Unabhängige Beratung auf Honorarbasis – für dich. Nicht für die Provision

This is what financial advice looks like when it only works for the advisor…

No sooner have you signed the contract than you’re left to fend for yourself. The promises sounded good—“I’ll check in regularly”—but since then, there’s been radio silence.

Only rising premiums remind you that you’re paying every month without really knowing what you’re paying for. At the same time, you’re caught in a cycle of advisors: the third contact in just a few years, each one selling you something new, each claiming the old approach no longer works. In the end, you’re left with one thing above all else: money lost and trust eroded.
And while your life changes—a new job, a higher salary, a family, or a home of your own—your strategy just stays the same. You know you should adjust something, but no one reaches out. So you put it off because you lack the big picture.

The bottom line is, you feel like you’ve been taken for a ride. You’re annoyed that you trusted blindly and might need years to recoup those heavy losses.

The problem isn’t your naivety. The problem is the commission system.

Analysis, consulting, and support on a fee basis. For you, not for the commission

My name is Alexander Weißbrich. As an independent investment advisor and insurance broker in Braunschweig, I work on a fee-based basis. This means I’m not paid for making sales, but for my time, my expertise, and the value I create for you. My focus is on you—not on a commission.

  • You know where you stand, what’s missing, what’s unnecessary, and where you’re wasting money.
  • You make decisions freely, on your own terms, and without any sales pressure.
  • There are no hidden costs that don’t come to light until two years later.
  • You have a financial system with no gaps or duplicates – one that works for you.

As an independent insurance broker in Braunschweig, I offer you three things

Consulting & Analysis

Want to know where you stand? I’ll analyze your contracts, show you what’s missing, what’s unnecessary, and where you’re wasting money. By the end, you’ll know exactly what to do.

Support

I’ll keep you updated with regular check-ins. Whenever there’s a new job, a child, a house, or a raise, we’ll adjust accordingly. You’ll have a dedicated point of contact without having to ask. And if your insurance premiums go up, I’ll let you know before you even see the letter in your mailbox.

Sales

Sometimes you just need a new product. In that case, I’ll give you a clear recommendation—transparent, unbiased, and with no hidden costs. I only sell what’s truly right for you—not what earns me the highest commission.

A good financial system also includes something that very few people think through to the end:

What happens in an emergency?

If you are no longer able to make decisions for yourself, a court-appointed guardian or a family member will take over—both of whom are subject to certain legal requirements. With my comprehensive service plan, we help you prepare: By establishing legally sound, centrally stored powers of attorney, you can ensure that your wishes are carried out.

From investment advice to retirement planning and insurance to real estate

Investment and Financial Planning

From your first ETF savings plan to strategic wealth building, I’ll show you how to invest your money wisely without panicking and selling during every market downturn or taking unnecessary risks.

Real Estate Financing and
Investment Properties

Move into your own home or rental property faster: Through our partnership with specialized professionals, you’ll gain exclusive access to real estate listings, banks, and lenders—not just your primary bank.

Retirement planning

State pension, Riester pension, employer-sponsored retirement plan, retirement savings account: We’ll figure out what you need so that when you retire, you won’t just be sitting pretty—you’ll be sitting on a whole tree.

Hedging

Disability, term life insurance, critical illness coverage: We’ll help you figure out what protects you, your family, and your income—and what’s just a waste of money. No overinsurance, no gaps.

Insurance

Private health insurance and property insurance: the classic combination. But with one difference: I’ll let you know if you’re already well-covered, instead of trying to talk you into something new.

No commission

I avoid commissions whenever possible. Payment for time and expertise—not for pushing expensive contracts on employees.

A contact person

Sometimes you just need a new product. In that case, I’ll give you a clear recommendation—transparent, unbiased, and with no hidden costs. I only sell what’s truly right for you—not what earns me the highest commission.

Transparent costs

Before we begin working together, I’ll make the costs completely transparent. There are no hidden fees or unexpected follow-up costs.

Here’s how the collaboration works

Effective consulting requires structure, time, and trust. That’s why our collaboration follows a clear, step-by-step process—so you always know where we stand, what’s coming next, and what you can count on.

Free initial consultation

We’ll talk about where you’re at, what you’re looking for, and whether we’re a good fit.

Analysis

I will prepare an analysis of your situation (standardized upon request) and discuss it with you in detail, going into as much depth as you wish.

Concept

If, based on the analysis, you decide that you want to make changes to your situation, I will provide you with specific recommendations for action.

Implementation

We’ll make your vision a reality—whatever you want and whatever makes you feel good. We’re fully transparent about costs, and whenever possible, we work on a fee basis with no follow-up commissions or hidden costs.

Support

As part of a long-term partnership, I will manage your third-party contracts, provide you with personalized assistance with financial matters, and offer additional exclusive services that go far beyond the standard scope.

My name is Alexander Weißbrich, and I am an independent financial advisor

Do you have any questions?
Here are the answers.

How much does financial consulting cost in Braunschweig?

We’ll discuss that during our initial consultation. You’ll know exactly what to expect beforehand. It’s transparent and there are no hidden costs. We ALWAYS find a solution, because honest, transparent communication on these matters shouldn’t depend on your bank balance.

Why should I trust you of all people—and not get burned again?

Because from the very beginning, I’ll be transparent with you about how I make money and what services you can expect under what terms. No hidden commissions, no sales pitch disguised as a consultation, and no disappointed expectations due to false promises. And if, after the initial consultation, you realize it’s not a good fit, then it’s not a good fit. We both need to be able to envision working together.

What’s in it for me in the long run, besides spending money now?

You’ll have a financial system that grows with you. No contracts that just sit there gathering dust. No gaps you only notice when something goes wrong. And a point of contact who’s there for you before anything goes wrong.

Is everything really commission-free?

Honest answer: There are some products on the market that aren’t available commission-free, or where the fee isn’t worth the savings on commission. But that’s the exception. Whenever possible—and that’s the case with most financial products—I, as an independent investment advisor and insurance broker, waive the commission. You’ll know exactly in advance when and what costs will apply.

What about existing contracts?

I’ll take a look at them. If they’re good, they stay. If not, I’ll let you know. And if possible, I’ll add them to my portfolio. Then you’ll have just one point of contact for everything. The important thing is that you can work with me even without signing a contract with me. True to my philosophy: Truly successful clients aren’t constantly pressured to sign new contracts, but are supported in their plans over the long term.

Do you only work in Braunschweig?

I provide consulting services entirely online—currently even from the U.S. Braunschweig is my main area of focus, but I also work with clients worldwide (I am fluent in both English and German). The only requirement is that you have a valid registered address in Germany.

How much does financial consulting cost in Braunschweig?

We’ll discuss that during our initial consultation. You’ll know exactly what to expect beforehand. It’s transparent and there are no hidden costs. We ALWAYS find a solution, because honest, transparent communication on these matters shouldn’t depend on your bank balance.

Why should I trust you of all people—and not get burned again?

Because from the very beginning, I’ll be transparent with you about how I make money and what services you can expect under what terms. No hidden commissions, no sales pitch disguised as a consultation, and no disappointed expectations due to false promises. And if, after the initial consultation, you realize it’s not a good fit, then it’s not a good fit. We both need to be able to envision working together.

What’s in it for me in the long run, besides spending money now?

You’ll have a financial system that grows with you. No contracts that just sit there gathering dust. No gaps you only notice when something goes wrong. And a point of contact who’s there for you before anything goes wrong.

Is everything really commission-free?

Honest answer: There are some products on the market that aren’t available commission-free, or where the fee isn’t worth the savings on commission. But that’s the exception. Whenever possible—and that’s the case with most financial products—I, as an independent investment advisor and insurance broker, waive the commission. You’ll know exactly in advance when and what costs will apply.

What about existing contracts?

I’ll take a look at them. If they’re good, they stay. If not, I’ll let you know. And if possible, I’ll add them to my portfolio. Then you’ll have just one point of contact for everything. The important thing is that you can work with me even without signing a contract with me. True to my philosophy: Truly successful clients aren’t constantly pressured to sign new contracts, but are supported in their plans over the long term.

Do you only work in Braunschweig?

I provide consulting services entirely online—currently even from the U.S. Braunschweig is my main area of focus, but I also work with clients worldwide (I am fluent in both English and German). The only requirement is that you have a valid registered address in Germany.

Ready to build a financial system that truly fits you and your life?

Then why not book an appointment right away
for a free initial consultation?